As if filing your taxes were not complicated enough……. this year is the first year health insurance will show up on your tax forms. The additional tax filing paperwork this year is a result of the Affordable Care Act’s tax subsidies and requirement that virtually everyone enrolls in health insurance or pays a tax […]
Read MoreAre you or your company ready for a DOL audit of your health plan?
Department of Labor audits of employee benefit plans are on the rise and experts agree benefit advisers should be preparing their employer clients now for that impending knock on the door. The Affordable Care Act’s reporting requirements have brought increased scrutiny of employer-sponsored health care plans and the government is largely expected to respond to […]
Read MoreIf you or someone you know owns a business, you need to read this……..
Texas is a right to work state and businesses are not required (by law) to carry Workers Compensation Insurance Coverage. Just because the State of Texas does not require it, does not mean that they are absolved of the liability. I talk to business owners every day that do not carry workers compensation coverage and they […]
Read MoreThe most expensive health insurance markets of 2015: Kaiser
It isn’t just weather extremes that separate Alaska and Arizona. According to a recent analysis from the Kaiser Family Foundation, the two states also represent extremes in health insurance pricing. While Alaska is the most expensive health insurance market for people who do not get coverage through their employers, Phoenix and Tucson, Arizona—along with […]
Read MoreTexas Bills Target ‘Named Driver’ Automobile Policies; Disclosure Rules Adopted – Not all insurance coverage is the same.
A pair of bills filed in the Texas Legislature would prohibit automobile insurers from issuing “named driver” policies in the state, but one would allow named driver exclusion under certain circumstances, HB 318 by Rep. Mark Keogh, who represents part of Montgomery County, and HB 335 by Rep. Ed Thompson, representing part of Brazoria County, would add Subchapter […]
Read MoreThe 13 most expensive American cities to buy auto insurance
As auto insurance increasingly moves into the ranks of commoditization, Americans find themselves more or less satisfied with their automobile insurance. Still, the debate rages on over which factors—such as education, credit score or income level—can be used to calculate insurance rates. A combination of these factors, as well as the quantity of uninsured […]
Read MoreFines for Those Who Do Not Register for Obamacare Under the Affordable Care Act
Obamacare requires that most everyone have health insurance or pay a penalty – which is set for a steep increase. In 2014, under Obamacare or the Affordable Care Act, the maximum penalty for not registering for health insurance coverage is $975. AUSTIN, Texas, /PRNewswire/ — The Affordable Care Act or Obamacare requires most Americans to […]
Read MoreHalf of Americans have this problem with their insurance
About half of Americans aren’t comfortable with the level of insurance they own. Citing negative experiences with the industry and lack of concern over the role of insurance in their financial situation, 50% of survey respondents told PolicyGenius they don’t think they have the right level of insurance coverage. Another 7% said they had […]
Read MoreHappy Veterans Day
Since our nation’s founding, citizens willing to leave their families and risk everything have stood up for freedom and made this the greatest nation in human history. While we should always remember these sacrifices, today especially let’s honor all those who have served our country and fought to preserve the values set forth […]
Read MoreHow Health Care Sharing Ministries Work
Looking for health insurance but can not find an affordable option? We found this interesting, hope you do as well. Americans continue to lose their insurance plans under Obamacare, and with 2015 open enrollment starting on November 15, those with cancelled plans will have to find new ones, or else pay the individual mandate tax. […]
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