Recent legislation has significantly reduced cost for Individual Health Insurance, through the Individual Insurance Exchange (OBAMACARE), for many Americans. A recent NY Times article confirms and documents, who will benefit in the article: ” Obamacare’s About to Get a Lot More Affordable. These Maps Show How” , By Kevin Quealy and Margot Sanger-Katz, Published March 10, 2021 […]
Read MoreHow will the COVID19 Vaccine be covered? No Balance Billing Permitted
The Public Health Emergency (PHE) surrounding the Coronavirus Disease 2019 (COVID-19) pandemic extended the Public Health Emergency declaration for another 90 days. This is the fourth time HHS has extended the PHE, the last time was October 2, 2020. The vaccine itself will be paid for through funding authorized by the Coronavirus Aid, Relief, and […]
Read MoreCOVID-19 Relief Legislation – What Employers need to know
On Sunday, December 27, 2020, President Trump signed the long-anticipated and wide-sweeping COVID-19 relief bill that includes several provisions that will significantly impact employee benefits plans. LIMITING SURPRISE MEDICAL BILLING The legislation puts new rules in place to attempt to limit surprise out-of-network medical bills, which have become more common. The rules require payers (i.e., […]
Read MoreHappy Halloween!
Don’t get TRICKED into bad insurance coverage. Get TREATED to the Best! Some of our team went all out on there costumes this year. They KILLED it! Wishing everyone a SAFE and Happy Halloween.
Read MoreHow to maximize your benefits with your Medicare Entitlement – 10/17/2020 Interview “Successful Living Show”
Listen to the latest interview with our Medicare Expert, Mike Alexander Sr. Find out how you or your loved ones can receive the most benefits from your Medicare Entitlement – CLICK HERE to listen “Successful Living Show” with Bill Knapik and Mike Alexander Sr. If you or someone you know needs help with their Medicare […]
Read MoreInsurance Carrier will Lower Premiums in 2021, issuing credits to Employer Health Plans
If you are insured individually through the marketplace or have health insurance coverage through your employers group health plan, you know to expect increases from year to year. Medical expense increases continue to outpace the rate of inflation leaving health plans no alternative but to increase rates. Given past increases, we were excited to read […]
Read MoreHow to Prepare for a FLOOD
Keep yourself and your loved ones safe by planning ahead. For Information regarding FLOOD INSURANCE, CLICK HERE or visit https://www.getagreatquote.com/insurance-quotes/personal-insurance/flood-insurance/ • Are you in a flash-flood prone area? Contact the local county geologist or county planning department to find out if your home is located in a flash-flood-prone area or landslide-prone area. • Make a […]
Read More5 Creative Ways to use Life Insurance
Insurance. One of the more boring products out there but also one of the most essential, especially in a privately-held business — even more importantly, in a business that is growing. Here are five creative ways life insurance impacts a growing, closely-held enterprise. 1. Key man insurance This is the one use for life insurance […]
Read MoreWhat You Need To Know About Medicare Fall Open Enrollment
What you may not know about the Fall Open Enrollment could be costly for the following coverage year! DOWNLOAD YOUR FREE MEDICARE STARTER KIT – Click Here Fall Open Enrollment also referred to as the Annual Enrollment Period (AEP) runs from October 15 through December 7th each year. During this time, you can make changes to […]
Read MorePopular Questions About Your 2020 Medicare Drug Coverage
Question: If I only use one brand-name drug that costs $375 and has a $47 copay, will I enter the 2020 Donut Hole? Yes, in November. If your retail drug costs average $375 a month, you will exceed your Medicare plan’s $4,020 Initial Coverage Limit in late-November and enter the 2020 Donut Hole. Remember, your […]
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